Banking was never this easy. Pay, budget, save and invest in just a few clicks.


Your FLASH Digital Bank Account sits with Commerical Bank of Ceylon PLC, so your money is 100% safe.


FLASH offers a complete suite of financial services and wealth management tools

Flash iPhone X App

Flash Features

mobile sign up

Digital Account Creation

Create your FLASH Digital Bank Account online to minimize branch visits and maximize your time

flash atm card

Flash Debit Card

Digital banking with a physical card. Use it anywhere in Sri Lanka at merchants, ATMS or online.



Pay merchants, bills or friends direct to mobile number, bank account or QR code.

group payments

Group Payments

Create and save groups for regular payments. Exchange money with multiple recipients in just one click!



Be responsible by setting your daily budget and monitoring your spending in real-time.

savings and investment

Savings and Investment

Set savings targets, automate your savings and invest wisely to grow your wealth.


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Frequently Asked Questions

Your FLASH Digital Bank Account gives you two separate bank accounts - a primary account linked to your FLASH Debit Card and a Savings Account which allows you to save money and accrue interest. Both of these accounts sit with Commercial Bank of Ceylon PLC.
Your money is 100% secured with FLASH Digital Bank Account because your account is handled by Commercial Bank of Ceylon PLC. That means superior security for your money and total privacy for all your personal data.
With FLASH you sign-up straight from your phone. Your account will be activated on collection of your ATM Debit Card from any Commercial Bank Branch and you will have full access to all facilities provided by Flash. In addition, FLASH is the only product out there that allows you to engage with your money in real-time, set up savings and spending goals, invest your money and responsibly build your wealth.
When you sign up for FLASH you will receive a special Flash Debit Card within a week. Use it just like you would use any other Debit Card. Even cooler, your FLASH Debit Card is linked to your FLASH Digital Bank, which means that all your Debit Card spending updates directly to your app in real-time!
Services Pricing
App Signup Fee


Annual Fee


Top up from other bank via Just Pay service Fee FOC
Send Money via Mobile number Fee FOC
Fund Transfers to other bank accounts Fee (handling cost)


Other bank credit card bill payments Fee (handling cost)


Physical Debit Card – Joining Fee Rs.400/-
Physical Debit Card – Annual Fee Rs.100/-
Physical Debit Card Replacement Fee (within the validity period) Rs.400/-
Withdrawal from Commercial bank ATMs – Debit Card Fee Rs.5/-
Withdrawals from Other bank ATMs (Lanka Pay) Fee Rs.30/-
Balance inquiry from Other bank ATMs (Lanka Pay) Fee Rs.10/-
Payments to any LankaQR merchant (Flash QR pay) Fee (150,000 LankaQR Merchants island-wide regulated by LankaClear FOC
Bill Payments Fee (handling cost)


Tenaga Car Park & Pay Fee FOC

Note: Above pricing structure is valid until June 30th 2020. Fees may be revised at the discretion of the Bank

View more FAQs

Get in Touch

Do you have any questions? Need to get in touch? Drop us a note below and we will get right back to you!

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