Banking made awesome

Your digital bank account for Savings, Budgeting, Offers, Investments, Payments and much more

Learn how we collect and use your information by visiting our Privacy Policy

Ready to open a bank account in a Flash?

  • Open up your smartphone

    • Download Flash app
    • Fill in your basic information
    • Sign up with a secure PIN
    • Upload photo of your ID and signature
  • Done! Get ready to spend, save and invest with your fully fledged bank account

Value added services

At Flash Digital Bank, we put our customers at the centre of everything we do. That’s why we focus on providing products and services that are built help to make life easier.


    Access 99.9% of ATM machines island-wide using your Flash debit card to withdraw cash or check your balance. Tap to Pay where accepted and because it’s VISA, your Flash debit card will be accepted at virtually every merchant locally or overseas.


    We focus on helping you achieve your monetary goals by instilling sound financial management practices. Always dreamt of buying something or travelling somewhere? Automate your savings by setting savings goals and earn higher interest on your money.


    Investing has never been easier than with Flash.

    Open an instant Fixed Deposit with a simple swipe or subscribe to our monthly insurance service in collaboration with Fairfirst insurance. Start earning more through our safe, secure investment instruments.


    Our growing list of billers and partners mean that paying your electricity, water, tuition, television, mobile etc etc is just a simple swipe away. Simply save your biller account information on the Flash app and pay your exact bill amount safely and on time!


    Need to make a payment from another bank account? or simply can’t be bothered transferring to Flash to pay? No worries with Flash you can now JUST PAY! Simply save the bank account you need to withdraw money into your Flash app and start spending. It’s never been easier.


    Pay via QR Code, pay via mobile phone number, pay via debit card or even send a request for a payment to another user. Flash makes payments easy. We are proud to be one of the first digital banking platforms to integrate the national standard for QR payments - Lanka QR.


    Flash is the first tri-lingual digital banking application in Sri Lanka. We believe in a united Sri Lanka with equal access to all demographics across economic and social barriers. We encourage paperless, sustainable banking which educate our clientele on how to better sustain in today's economic realities.


    Need to park? Simply register with Tenaga Parking via Flash. Need a taxi? Simply pay with Pickme via Flash. Need insurance? Why not register with Fairfirst daily insurance? We listen to the pulse of our customers and continually expand our platform to bring the services you need to your fingertips.


Apply Online

Open an account online in under 3 minutes—right now, wherever you are, on any device!

Apply Now

A Digital Bank, Built to Last.

Don’t let our youthful good looks fool you - An initiative backed by over 100 years of Banking excellence and trust - the largest private Bank in the island - Flash is designed to be the next evolution in digital financial services and financial wellness for everyone. All Flash accounts sit within Commerical Bank of Ceylon PLC, so your money is 100% safe.


Flash is 100% compliant with CBSL security standards and the data is protected with the highest level of security. All transactions use two-factor authorization and standard secure banking practices.


All digital bank accounts created using the Flash application, have an actual physical bank account at Commercial Bank PLC accessible from any of their 270+ branches.

Branchless Banking

Experience 100% end-to-end digital banking – Register, open accounts, start fixed deposits, invest and transact totally digitally.